Seaman’s Insurance Group, Florida’s Premier Boutique Independent Insurance Agency is St Augustine and North East Florida’s local Surety Bond and Fidelity Bond guru. If you are in need of a Surety Bond, we are here to help. The owner of Seaman’s Insurance Group has experience underwriting bonds, handling Surety Bond Claim files in addition to selling and shopping for your Surety Bond needs. No other agency owner in North East Florida has this type of experience. Matt is eager to use his Knowledge and Experience to help you with all of your Surety Bond needs! Contact Us Today! Matt has been in the insurance industry since 1994. With unmatched experience, knowledge and Expertise, Seaman’s Insurance Group is your one stop shop for all of your insurance and surety bond needs anywhere in Florida and beyond.
Whether you are searching for Bid Bond St Augustine, Bid Bond Jacksonville or Bid Bond Florida we have access to the most competitive Surety Bond Companies in the industry.
Surety Bonds are a three-party agreement between a principal, an obligee, and a surety.
- Principal: the one who needs the bond
- Obligee: the one who requires the bond and is protected by the bond
- Surety: the one who issues the bond
Fidelity Bonds are used to protect companies against financial losses. These are usually optional to obtain, but certain businesses are more at risk than others and are strongly suggested to purchase Fidelity bonds for their company. Companies that are more at risk are:
- Cash carriers
- Messenger/courier services
- In-home service providers (nursing care, pet sitting, security, electronic-installation)
A surety bond binds these three individuals together in a contract. If a principal is unable to fulfill his/her duties, the surety will assume responsibility and compensate the obligee. The responsibility is ultimately the principal’s, though, and once the surety has paid the obligee, they will go after the principal for reimbursement.
A St Augustine Janitorial Bond, Jacksonville Janitorial Bond or Florida Janitorial Bond will provide your Janitorial / Cleaning Business with protection against financial liability for the loss of your customer’s money, securities and personal property caused by dishonest acts of your employees while on your customer’s premises upon conviction.
St Augustine FL Contractor Bond – Honesty Bond
A St Augustine Contractor Bond – Honesty Bond, Jacksonville Contractor Bond or Florida Contractor Bond will provide you with protection against financial liability for the loss of your customer’s money, securities and personal property caused by dishonest acts of your employees while on your customer’s premises upon conviction. Dishonest acts of your employees can create a liability for you the employer.
A Bid Bond is a type of construction bond that protects the owner/ developer in the construction bidding process. It is a guarantee that the bidder, provides to the project owner to ensure that if you fail to honor the terms of the bid, the owner will be compensated. A bid bond purchased from St Augustine Florida’s Premier Boutique Independent Insurance agency and local Surety Bond expert, helps guarantee that a contractor is financially stable and has the necessary resources to take on a project. Bid bonds are commonly required on projects that also involve performance bids and payment bonds. For help with your St Augustine Bid Bond or Jacksonville Bid Bond, or even Florida Bid Bond, we are here to help!
A Performance Bond, aka a Contract Bond is a type of Surety Bond where the Surety guarantees that a contractor will complete a project up to a level of expectation (satisfaction) of specifications in a contract. The types of jobs that a contractor would need a Performance Bond (Contract Bond) are jobs that require a Bid Bond.
Contract Surety Bonds
Contract Surety Bonds that are written for construction projects are called contract surety bonds or Contract Bonds. A project owner looks for a contractor to complete a project or complete a contract. The contractor would come to Seaman’s Insurance Group who, finds the appropriate surety bond from a surety company. If the contractor were to defaults the surety company would find another contractor to complete the contract or compensate the project owner for the financial loss. Contact us today for your Florida Contract Bond, St Augustine Contract Bond or Jacksonville Contract Bond
There are four types of contract surety bonds:
- Bid Bond: Provides protection if a bidder is awarded a contract but fails to sign the contract or provide the required performance and payment bonds.
- Performance Bond: Provides a guarantee that if a contractor defaults, the surety will step in to compensate or ensure the project is completed.
- Payment Bond: Ensures that subcontractors and suppliers will be paid for labor and materials for a particular a construction contract.
- Warranty Bond (aka a Maintenance Bond): Guarantees the that workmanship and material defects found in the original construction will be repaired during the warranty period.
A Probate Bond aka Estate Bond or Fiduciary Bond is a type of court bond that ensures someone will fulfill their duties as an appointed individual. Seaman’s Insurance Group is here to help you with all of your Surety Bond and Probate Bond needs. Whether you are searching the web for Florida Estate Bond, St Augustine Estate Bond, Jacksonville Estate Bond or Florida Probate Bond, St Augustine Probate bond or Jacksonville Probate Bond, we are here to help you!
Florida Auto Dealer Bond – Florida Motor Vehicle Dealer Bond- Florida Car Dealer Bond – Florida MVD Bond
A Dealer Bond may be called any one of these in Florida: Florida Auto Dealer Bond – Florida Motor Vehicle Dealer Bond- Florida Car Dealer Bond – Florida MVD Bond is a mandatory requirement, set in place to protect car buyers. It also guarantees the state that you will run your business in accordance with state and federal laws that apply to car dealerships.
Franchise motor vehicle dealer bonds in Florida expire annually on December 31 and independent auto dealer bonds expire on April 30, so your bond premium could be prorated depending on when you buy it.
Florida Public Adjuster Bond
If you are running a Florida public insurance adjuster business, many states will require you to get licensed and obtain a Florida public adjuster bond. There is not a nationwide bond requirement, the bond amount is set individually for each state.
The purpose of the Florida public adjuster bond is to protect the state you operate in, and its citizens, from unlawful actions your company might engage in. Having obtained a Florida public adjuster bond is a sign to your customers that you are safer to do business with.
A public adjuster bond works as a three-party contractual agreement. Your public adjuster company is the principal that needs to post the bond. The obligee is the state that requires you to get bonded, and the surety is the bond provider.
For a list of available bonds, please scroll past the quote request form here.
|Miscellaneous Florida Bond|
|Florida 15th Judicial Circuit – Process Server Bond|
|Florida Administrator Bond|
|Florida Agricultural Products Dealer Bond|
|Florida Alcoholic Beverages Tax Bond|
|Florida Broward County – Rental Car Center Security Deposit Bond|
|Florida Citrus Fruit Dealer Bond – Excise Taxes|
|Florida Citrus Fruit Dealer Bond – Inspection Fees|
|Florida Citrus Fruit Dealer Bond|
|Florida City of Cape Coral – Contractor License Bond|
|Florida City of Jacksonville – Right of Way Bond|
|Florida Cigarettes Tax Bond|
|Florida City of Jacksonville – Sign Bond|
|Florida City of Jacksonville – Utility Bond|
|Florida City of Kissimmee – Contractor Bond|
|Florida City of Lakeland – Utility Deposit Bond|
|Florida City of Sanford – Contractor Bond ($2,000)|
|Florida Collection Agency Bond|
|Florida City of Panama City – Contractor Bond|
|Florida City of Orlando – Contractor Bond|
|Florida City of Ocala – Utility Services Bond|
|Florida City of Tallahassee – Utility Bond|
|Florida Conservator Bond|
|Florida Contractor’s Sales or Use Tax Bond|
|Florida County of Hernando – Contractor’s Bond – $5,000|
|Florida County of Hernando – Contractor’s Bond|
|Florida County of Hillsboro – Contractor Bond|
|Florida County of Hillsboro – Contractor’s Code Compliance Bond – $5,000|
|Florida County of Sarasota – Right-of-Way Use Bond|
|Florida County of Sarasota – Vending in Right-of-Way Use Bond|
|Florida Dance Studio Bond|
|Florida Executor Bond|
|Florida Fertilizer Dealer’s Bond|
|Florida Financially Responsible Officer Bond|
|Florida Franchise Motor Vehicle Dealer Bond|
|Florida Fuel Tax Bond|
|Florida Game Promotion Bond|
|Florida Guardian of Incompetent Bond|
|Florida Limited Guardian of Incompetent Bond|
|Florida Limited Guardian of Incompetent Bond|
|Florida Health Studio Bond|
|Florida Household Moving Service Provider Bond (Brokers Only)|
|Florida Hunting and Fishing License Agent Bond|
|Florida Independent Motor Vehicle Dealer Bond|
|Florida Insurance Premium Finance Company|
|Florida JEA – Utility Deposit Bond|
|Florida Lake County – Contractor’s Bond|
|Florida Lottery Bond|
|Florida Manufactured-Mobile Home Installer Bond|
|Florida Medicaid Provider Bond|
|Florida Mobile Home Dealer Bond|
|Florida Mobile Home Manufacturer Bond|
|Florida Money Services Business Bond|
|Florida Notary Bond|
|Florida Notary Bond with E & O|
|Florida Nursing Facility Licensee Bond|
|Florida Nursing Home Patient Trust Funds Bond|
|Florida Orange County – Contractor’s Performance Bond|
|Florida Orlando Utilities Commission – Utility Deposit Bond|
|Florida Osceola County – Contractor’s Bond|
|Florida Palm Beach County – Contractor Bond|
|Florida Pasco County – Contractor Bond|
|Florida Pawnbroker Bond|
|Florida Polk County – Contractor Bond|
|Florida Power & Light – Utility Bond|
|Florida Prescription Drug Wholesaler Bond|
|Florida Private Educational Institution Bond|
|Florida Professional Guardian – Blanket Bond|
|Florida Professional Solicitor Bond|
|Florida Progress Energy – Utility Payment Bond|
|Florida Public Adjuster Bond|
|Florida Public Official Bond – Definite Term|
|Florida Recreational Vehicle Dealer Bond|
|Florida Recreational Vehicle Manufacturer Bond|
|Florida Seller of Travel Bond|
|Florida Service of Home Warranty Bond|
|Florida Talent Agency License Bond|
|Florida Tampa Electric Company (TECO) – Utility Bond|
|Florida TECO Peoples Gas – Utility Deposit Bond|
|Florida Title Agency Bond|
|Florida Title Surety Bond for a Motor Vehicle|
|Florida Trustee Bond (Under Will or Deed of Trust)|
|Florida Venomous Reptile Bond|
|Florida Withlacoochee River Electric Cooperative Bond|
|Florida Workers’ Compensation Self-Insurer Bond|
|Florida Yacht and Ship Brokers’ Bond|
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