Surety Bonds Florida

Seaman’s Insurance Group, Florida’s Premier Boutique Independent Insurance Agency is St Augustine and Florida’s Surety Bond and Fidelity Bond guru.  If you are in need of a Surety Bond Florida, we are here to help.  The owner of Seaman’s Insurance Group has experience underwriting bonds, handling Surety Bond Claim files in addition to selling and shopping for your Surety Bond needs.  No other agency owner in Florida has this Surety Bond experience.  Matt is eager to use his Knowledge and Experience to help you with all of your Surety Bond needs!  Contact Us Today!  Having been in the surety and insurance industry since 1994 we can boast unmatched experience, knowledge and Expertise.  Seaman’s Insurance Group is your one stop shop for all of your insurance and surety bond needs anywhere in Florida and beyond.

Whether you are searching for Bid Bond St Augustine, Bid Bond Jacksonville or Bid Bond Florida we have access to the most competitive Surety Bond Companies in the industry.  Other bonds we can help with include probate bonds, honesty bonds, car dealer bonds, public adjuster bonds, international performance bonds and so much more.

Surety Bonds are a three-party agreement between a principal, an obligee, and a surety.

• Principal: the one who needs the bond
• Obligee: the one who requires the bond and is protected by the bond
• Surety: the one who issues the bond

Performance Bonds Florida

Fidelity Bonds

Fidelity Bonds are used to protect companies against financial losses. These are usually optional to obtain, but certain businesses are more at risk than others and are strongly suggested to purchase Fidelity bonds for their company. Companies that are more at risk are:

• Brokerages
• Cash carriers
• Messenger/courier services
• Restaurants/bars
• Boutiques/shops
• In-home service providers (nursing care, pet sitting, security, electronic-installation)

A surety bond binds these three individuals together in a contract. If a principal is unable to fulfill his/her duties, the surety will assume responsibility and compensate the obligee. The responsibility is ultimately the principal’s, though, and once the surety has paid the obligee, they will go after the principal for reimbursement.

Janitorial Bond

A St Augustine Janitorial Bond, Jacksonville Janitorial Bond or Florida Janitorial Bond will provide your Janitorial / Cleaning Business with protection against financial liability for the loss of your customer’s money, securities and personal property caused by dishonest acts of your employees while on your customer’s premises upon conviction. 

St Augustine FL Contractor Bond – Honesty Bond

A St Augustine Contractor Bond – Honesty Bond, Jacksonville Contractor Bond or Florida Contractor Bond will provide you with protection against financial liability for the loss of your customer’s money, securities and personal property caused by dishonest acts of your employees while on your customer’s premises upon conviction. Dishonest acts of your employees can create a liability for you the employer.

Bid Bonds

A Bid Bond is a type of construction bond that protects the owner/ developer in the construction bidding process. It is a guarantee that the bidder, provides to the project owner to ensure that if you fail to honor the terms of the bid, the owner will be compensated. A bid bond purchased from St Augustine Florida’s Premier Boutique Independent Insurance agency and local Surety Bond expert, helps guarantee that a contractor is financially stable and has the necessary resources to take on a project. Bid bonds are commonly required on projects that also involve performance bids and payment bonds. For help with your St Augustine Bid Bond or Jacksonville Bid Bond, or even Florida Bid Bond, we are here to help!

Performance Bonds

A Performance Bond, aka a Contract Bond is a type of Surety Bond where the Surety guarantees that a contractor will complete a project up to a level of expectation (satisfaction) of specifications in a contract.    The types of jobs that a contractor would need a Performance Bond (Contract Bond) are jobs that require a Bid Bond.

Contract Surety Bonds

Contract Surety Bonds that are written for construction projects are called contract surety bonds or Contract Bonds. A project owner looks for a contractor  to complete a project or complete a contract. The contractor would come to Seaman’s Insurance Group who, finds the appropriate surety bond from a surety company. If the contractor were to  defaults the surety company would find another contractor to complete the contract or compensate the project owner for the financial loss. Contact us today for your Florida Contract Bond, St Augustine Contract Bond or Jacksonville Contract Bond

There are four types of contract surety bonds:

1. Bid Bond: Provides protection if a bidder is awarded a contract but fails to sign the contract or provide the required performance and payment bonds.
2. Performance Bond: Provides a guarantee that if a contractor defaults, the surety will step in to compensate or ensure the project is completed.
3. Payment Bond: Ensures that subcontractors and suppliers will be paid for labor and materials for a particular a construction contract.
4. Warranty Bond (aka a Maintenance Bond): Guarantees the that workmanship and material defects found in the original construction will be repaired during the warranty period.

Probate Bond

A Probate Bond aka Estate Bond or Fiduciary Bond  is a type of court bond that ensures someone will fulfill their duties as an appointed individual. Seaman’s Insurance Group is here to help you with all of your Surety Bond and Probate Bond needs.  Whether you are searching the web for Florida Estate Bond, St Augustine Estate Bond, Jacksonville Estate Bond or Florida Probate Bond, St Augustine Probate bond or Jacksonville Probate Bond, we are here to help you!

Florida Auto Dealer Bond – Florida Motor Vehicle Dealer Bond- Florida Car Dealer Bond – Florida MVD Bond

A Dealer Bond may be called any one of these in Florida: Florida Auto Dealer Bond – Florida Motor Vehicle Dealer Bond- Florida Car Dealer Bond – Florida MVD Bond is a mandatory requirement, set in place to protect car buyers. It also guarantees the state that you will run your business in accordance with state and federal laws that apply to car dealerships.

Franchise motor vehicle dealer bonds in Florida expire annually on December 31 and independent auto dealer bonds expire on April 30, so your bond premium could be prorated depending on when you buy it.

Florida Public Adjuster Bond

If you are running a Florida public insurance adjuster business, many states will require you to get licensed and obtain a Florida public adjuster bond. There is not a nationwide bond requirement, the bond amount is set individually for each state.

The purpose of the Florida public adjuster bond is to protect the state you operate in, and its citizens, from unlawful actions your company might engage in. Having obtained a Florida public adjuster bond is a sign to your customers that you are safer to do business with.

A public adjuster bond works as a three-party contractual agreement. Your public adjuster company is the principal that needs to post the bond. The obligee is the state that requires you to get bonded, and the surety is the bond provider.

For a list of available bonds, please scroll past the quote request form here.

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