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Surety Bonds Florida

Surety Bonds Florida

Seaman’s Insurance Group, Florida’s Premier Boutique Independent Insurance Agency is St Augustine and Florida’s Surety Bond and Fidelity Bond guru.  If you are in need of a Surety Bond Florida, we are here to help.  The owner of Seaman’s Insurance Group has experience underwriting bonds, handling Surety Bond Claim files in addition to selling and shopping for your Surety Bond needs.  No other agency owner in Florida has this Surety Bond experience.  Matt is eager to use his Knowledge and Experience to help you with all of your Surety Bond needs!  Contact Us Today!  Having been in the surety and insurance industry since 1994 we can boast unmatched experience, knowledge and Expertise.  Seaman’s Insurance Group is your one stop shop for all of your insurance and surety bond needs anywhere in Florida and beyond.

Whether you are searching for Bid Bond St Augustine, Bid Bond Jacksonville or Bid Bond Florida we have access to the most competitive Surety Bond Companies in the industry.  Other bonds we can help with include probate bonds, honesty bonds, car dealer bonds, public adjuster bonds, international performance bonds and so much more.

Surety Bonds are a three-party agreement between a principal, an obligee, and a surety.

  • Principal: the one who needs the bond
  • Obligee: the one who requires the bond and is protected by the bond
  • Surety: the one who issues the bond

Performance Bonds Florida


Fidelity Bonds

Fidelity Bonds are used to protect companies against financial losses. These are usually optional to obtain, but certain businesses are more at risk than others and are strongly suggested to purchase Fidelity bonds for their company. Companies that are more at risk are:

  • Brokerages
  • Cash carriers
  • Messenger/courier services
  • Restaurants/bars
  • Boutiques/shops
  • In-home service providers (nursing care, pet sitting, security, electronic-installation)

A surety bond binds these three individuals together in a contract. If a principal is unable to fulfill his/her duties, the surety will assume responsibility and compensate the obligee. The responsibility is ultimately the principal’s, though, and once the surety has paid the obligee, they will go after the principal for reimbursement.

Janitorial Bond

A St Augustine Janitorial Bond, Jacksonville Janitorial Bond or Florida Janitorial Bond will provide your Janitorial / Cleaning Business with protection against financial liability for the loss of your customer’s money, securities and personal property caused by dishonest acts of your employees while on your customer’s premises upon conviction. 

St Augustine FL Contractor Bond – Honesty Bond

A St Augustine Contractor Bond – Honesty Bond, Jacksonville Contractor Bond or Florida Contractor Bond will provide you with protection against financial liability for the loss of your customer’s money, securities and personal property caused by dishonest acts of your employees while on your customer’s premises upon conviction. Dishonest acts of your employees can create a liability for you the employer.

Bid Bonds

A Bid Bond is a type of construction bond that protects the owner/ developer in the construction bidding process. It is a guarantee that the bidder, provides to the project owner to ensure that if you fail to honor the terms of the bid, the owner will be compensated. A bid bond purchased from St Augustine Florida’s Premier Boutique Independent Insurance agency and local Surety Bond expert, helps guarantee that a contractor is financially stable and has the necessary resources to take on a project. Bid bonds are commonly required on projects that also involve performance bids and payment bonds. For help with your St Augustine Bid Bond or Jacksonville Bid Bond, or even Florida Bid Bond, we are here to help!

Performance Bonds

A Performance Bond, aka a Contract Bond is a type of Surety Bond where the Surety guarantees that a contractor will complete a project up to a level of expectation (satisfaction) of specifications in a contract.    The types of jobs that a contractor would need a Performance Bond (Contract Bond) are jobs that require a Bid Bond.

Contract Surety Bonds

Contract Surety Bonds that are written for construction projects are called contract surety bonds or Contract Bonds. A project owner looks for a contractor  to complete a project or complete a contract. The contractor would come to Seaman’s Insurance Group who, finds the appropriate surety bond from a surety company. If the contractor were to  defaults the surety company would find another contractor to complete the contract or compensate the project owner for the financial loss. Contact us today for your Florida Contract Bond, St Augustine Contract Bond or Jacksonville Contract Bond

There are four types of contract surety bonds:

  1. Bid Bond: Provides protection if a bidder is awarded a contract but fails to sign the contract or provide the required performance and payment bonds.
  2. Performance Bond: Provides a guarantee that if a contractor defaults, the surety will step in to compensate or ensure the project is completed.
  3. Payment Bond: Ensures that subcontractors and suppliers will be paid for labor and materials for a particular a construction contract.
  4. Warranty Bond (aka a Maintenance Bond): Guarantees the that workmanship and material defects found in the original construction will be repaired during the warranty period.

Probate Bond

Probate Bond aka Estate Bond or Fiduciary Bond  is a type of court bond that ensures someone will fulfill their duties as an appointed individual. Seaman’s Insurance Group is here to help you with all of your Surety Bond and Probate Bond needs.  Whether you are searching the web for Florida Estate Bond, St Augustine Estate Bond, Jacksonville Estate Bond or Florida Probate Bond, St Augustine Probate bond or Jacksonville Probate Bond, we are here to help you!


Florida Auto Dealer Bond – Florida Motor Vehicle Dealer Bond- Florida Car Dealer Bond – Florida MVD Bond

Dealer Bond may be called any one of these in Florida: Florida Auto Dealer Bond – Florida Motor Vehicle Dealer Bond- Florida Car Dealer Bond – Florida MVD Bond is a mandatory requirement, set in place to protect car buyers. It also guarantees the state that you will run your business in accordance with state and federal laws that apply to car dealerships.

Franchise motor vehicle dealer bonds in Florida expire annually on December 31 and independent auto dealer bonds expire on April 30, so your bond premium could be prorated depending on when you buy it.


Florida Public Adjuster Bond

If you are running a Florida public insurance adjuster business, many states will require you to get licensed and obtain a Florida public adjuster bond. There is not a nationwide bond requirement, the bond amount is set individually for each state.

The purpose of the Florida public adjuster bond is to protect the state you operate in, and its citizens, from unlawful actions your company might engage in. Having obtained a Florida public adjuster bond is a sign to your customers that you are safer to do business with.

A public adjuster bond works as a three-party contractual agreement. Your public adjuster company is the principal that needs to post the bond. The obligee is the state that requires you to get bonded, and the surety is the bond provider.



For a list of available bonds, please scroll past the quote request form here.


Surety Bond Request

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Miscellaneous Florida Bond
Florida 15th Judicial Circuit – Process Server Bond
Florida Administrator Bond
Florida Agricultural Products Dealer Bond
Florida Alcoholic Beverages Tax Bond
Florida Broward County – Rental Car Center Security Deposit Bond
Florida Citrus Fruit Dealer Bond – Excise Taxes
Florida Citrus Fruit Dealer Bond – Inspection Fees
Florida Citrus Fruit Dealer Bond
Florida City of Cape Coral – Contractor License Bond
Florida City of Jacksonville – Right of Way Bond
Florida Cigarettes Tax Bond
Florida City of Jacksonville – Sign Bond
Florida City of Jacksonville – Utility Bond
Florida City of Kissimmee – Contractor Bond
Florida City of Lakeland – Utility Deposit Bond
Florida City of Sanford – Contractor Bond ($2,000)
Florida Collection Agency Bond
Florida City of Panama City – Contractor Bond
Florida City of Orlando – Contractor Bond
Florida City of Ocala – Utility Services Bond
Florida City of Tallahassee – Utility Bond
Florida Conservator Bond
Florida Contractor’s Sales or Use Tax Bond
Florida County of Hernando – Contractor’s Bond – $5,000
Florida County of Hernando – Contractor’s Bond
Florida County of Hillsboro – Contractor Bond
Florida County of Hillsboro – Contractor’s Code Compliance Bond – $5,000
Florida County of Sarasota – Right-of-Way Use Bond
Florida County of Sarasota – Vending in Right-of-Way Use Bond
Florida Dance Studio Bond
Florida Executor Bond
Florida Fertilizer Dealer’s Bond
Florida Financially Responsible Officer Bond
Florida Franchise Motor Vehicle Dealer Bond
Florida Fuel Tax Bond
Florida Game Promotion Bond
Florida Guardian of Incompetent Bond
Florida Limited Guardian of Incompetent Bond
Florida Limited Guardian of Incompetent Bond
Florida Health Studio Bond
Florida Household Moving Service Provider Bond (Brokers Only)
Florida Hunting and Fishing License Agent Bond
Florida Independent Motor Vehicle Dealer Bond
Florida Insurance Premium Finance Company
Florida JEA – Utility Deposit Bond
Florida Lake County – Contractor’s Bond
Florida Lottery Bond
Florida Manufactured-Mobile Home Installer Bond
Florida Medicaid Provider Bond
Florida Mobile Home Dealer Bond
Florida Mobile Home Manufacturer Bond
Florida Money Services Business Bond
Florida Notary Bond
Florida Notary Bond with E & O
Florida Nursing Facility Licensee Bond
Florida Nursing Home Patient Trust Funds Bond
Florida Orange County – Contractor’s Performance Bond
Florida Orlando Utilities Commission – Utility Deposit Bond
Florida Osceola County – Contractor’s Bond
Florida Palm Beach County – Contractor Bond
Florida Pasco County – Contractor Bond
Florida Pawnbroker Bond
Florida Polk County – Contractor Bond
Florida Power & Light – Utility Bond
Florida Prescription Drug Wholesaler Bond
Florida Private Educational Institution Bond
Florida Professional Guardian – Blanket Bond
Florida Professional Solicitor Bond
Florida Progress Energy – Utility Payment Bond
Florida Public Adjuster Bond
Florida Public Official Bond – Definite Term
Florida Recreational Vehicle Dealer Bond
Florida Recreational Vehicle Manufacturer Bond
Florida Seller of Travel Bond
Florida Service of Home Warranty Bond
Florida Talent Agency License Bond
Florida Tampa Electric Company (TECO) – Utility Bond
Florida TECO Peoples Gas – Utility Deposit Bond
Florida Title Agency Bond
Florida Title Surety Bond for a Motor Vehicle
Florida Trustee Bond (Under Will or Deed of Trust)
Florida Venomous Reptile Bond
Florida Withlacoochee River Electric Cooperative Bond
Florida Workers’ Compensation Self-Insurer Bond
Florida Yacht and Ship Brokers’ Bond

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St Augustine FL 32080
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